Travel Insurance

Q: Why do I need travel insurance? If I get sick when I'm travelling, won't our government health plan pay for my medical expenses?

A: Provincial health insurance plans provide only limited coverage for medical treatment and hospital costs outside of Canada and USA. If you are injured or become ill while out of the country, the government plans pay only a portion of your medical bills. You might have to pay substantial medical bills out of your own pocket that could amount to thousands of dollars. That's why it's highly recommended that you purchase travel insurance.

Q: Why would I need Cancellation & Interruption insurance?

A: Emergencies happen when you least expect it. You could become sick, lose your job or a family member could have a medical emergency. Cancellation & Interruption insurance covers you for those circumstances and protects the financial investment you've made in your trip. It also protects you if you need to go back home because of an emergency such as a family member becoming seriously ill at home, while you are away. Please remember - this coverage must be purchased within 48 hours of booking your trip.

Now Click here to buy Travel Insurance OR contact our agents for help you purchase travel insurance (Note: If you want to buy cancellation & interruption insurace, please buy it within 48 hours after your air tickets be issued. Please contact us or check related websites in detail.)

If you think you're ready for your trip and are not sure or are still not convinced you need travel insurance, ask yourself these critical questions:

• Could you lose any money if you had to cancel your trip?
• How much would you lose?
• Could you get your money back if you had to interrupt your trip?
• How much would you have to pay for a last - minute one-way economy air fare home?
• If you had to stay at your destination longer than you're supposed to, would your extra hotel and meal expenses be reimbursed?
• How much would you have to pay?
• Could you manage at your destination without some of the content of your luggage for more than half a day if it was delayed?
• How much would you have to pay for toiletries and other necessities?
• If you became ill or injured, would your emergency medical expenses be covered?
• How much would a family member or friend have to pay to come to your bedside if you were hospitalized for several days?
• In an emergency, would you have to pay up front for your covered medical expenses?

 

Useful Links:
TIC travel insurance